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Month: October 2025

Quarterly Tax Payments: Avoiding Penalties for NJ Self-Employed

My first year freelancing, I made about $60K. Thought I was doing great until April rolled around and I owed $11,000. Had maybe $2,000 in my account. That was a rough week. Turns out, when you’re self-employed, Uncle Sam wants his money spread throughout the year, not in one giant lump sum. It would’ve been nice if someone had mentioned that before I quit my day job. The Basics Nobody Explained to Me Here’s what…

NJ Estate Tax Guide: What Heirs & Executors Need to Know in 2025

Someone died and left you in charge of their mess. Or maybe you’re inheriting something and just realized New Jersey might want a piece of it. Either way, you’re probably panicking a little because taxes and death are two things nobody wants to deal with at the same time. I get it. I was executor for my uncle’s estate three years ago and spent the first two weeks convinced I was going to accidentally commit…